Delivery vs Cooking Cost Calculator Compare cash cost and opportunity cost per meal

Instant conclusion

Money only: cooking at home is cheaper by $148 per meal.
Money + time: cooking at home is cheaper by $9 per meal.

The conclusion stays the same after adding time value.

Step 1: Enter meal costs on both sides

🛵

Delivery

currency
currency
currency
currency
min

Include the time you spend tracking, waiting downstairs or picking up the order.

Money only$243
🍳

Cooking at home

currency
min
min
min
Money only$95

Step 2: Add time value and frequency

/ hour

Use your hourly wage or the amount you are willing to pay to save one hour.

/ week

Used to estimate monthly and yearly differences.

%
years

Step 3: Money vs total-cost chart

Delivery money cost$243
Cooking ingredient cost$95
Delivery total cost$287
Cooking total cost$278

Monthly, yearly and investing extension

Monthly money difference$1,924cooking at home has the monthly money advantage.
Yearly money difference$23,088cooking at home has the yearly money advantage.
Monthly time difference8.2 hourscooking at home saves more time monthly.
If monthly savings are invested$298,763Investing $1,924 per month, assuming the saving is actually set aside.

Compound-interest estimate assumes monthly contributions, 5% annual return and 10 years. It is not investment advice.

Delivery vs cooking at home: what is the real cost?

This calculator compares food delivery and home cooking with both cash spending and the hidden value of time. Shopping, cooking, cleaning and waiting are converted into opportunity cost, so the cheapest receipt is not always the cheapest real meal.

Why include time?

The online food delivery economy sells convenience. If your evening is scarce, delivery may buy back time; if cooking is relaxing or batch-prepped, home cooking can win twice.

  • Compare money-only and money-plus-time costs side by side.
  • Estimate monthly and yearly impact from weekly frequency.
  • Model investing the monthly saving with a simple compound interest assumption.

Try the related payment method comparator and car-free savings calculator.

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