무소득 버퍼 계산기 퇴사 후 저축이 몇 개월 버티는지 시나리오별로 비교
Step 1: Create and switch scenarios
Step 2: Enter savings, expenses and income
Essential monthly expenses
Scenarios are saved automatically in this browser and loaded next time.
Step 3: Scenario result
Runway
12 months 1 days
Estimated zero date
2027. 7. 31.
Monthly net burn
50,000
Essential monthly expenses
50,000
Side-by-side scenario comparison
| Scenario | Savings | Monthly net burn | Runway | Zero date |
|---|---|---|---|---|
| Current lifestyle | 600,000 | 50,000 | 12 months 1 days | 2027. 7. 31. |
Monthly savings balance decline
무소득 버퍼 계산기
This localized page estimates how long savings can cover life after leaving work, a layoff or a career break. It uses the practical concept of an emergency fund, with saving guidance from CFPB and background from Investopedia.
Scenario planning
Compare frugal, current-lifestyle and freelance-income plans. Scenarios are saved in localStorage and compared side by side. Related tools: FIRE calculator, debt payoff simulator, and car-free savings calculator.
Method
The tool subtracts transition income from essential monthly expenses, applies a small daily interest effect if provided, and estimates the date savings reach zero. It is planning math, not financial, tax or career advice.
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